Use a Travel and Leisure Magazine to Plan Your Getaway | travelling and hotels

Whether you are looking to find a romantic weekend for two or a week long getaway for the whole family, a travel and leisure mag can make your planning easier. You can find recommendations for destinations and hotels in the area, a list of things to do, and reviews on lodging, restaurants, and attractions. In addition, you can usually find special offers available only to the readers of the travel and leisure mag that can save you some serious money.You can read your travel and leisure mag online, or purchase a copy at your local newsstand. Either way, you will find fascinating articles and a wealth of information. Many sponsor contests for the readers of their travel and leisure mag, so you just might win the trip you’ve been longing to take.Detailed hotel reviews are to be found at almost every travel and leisure site. You can find out whether they are quiet, clean, and efficient, as well as whether they have restaurants or clubs on the premises. Any other services, such as valet parking, turn down service, concierge, and currency exchange will also be provided by the travel and leisure mag.One of the best sources for information on cruises is a travel and leisure mag. You will discover which lines or ships provide the most activities for children and which ones are planned for adults. You can also find out whether cruises are planned for singles, couples wishing to take a second honeymoon, or the entire family from Grandma to toddler. Often, you can find discount coupons at a travel and leisure magazine online site that will make your cruise even more affordable.A travel and leisure magazine can also provide recommendations for destinations that may not have been on your list, but are exactly what you are seeking. Perhaps you want to find a beach resort that is off the beaten track, affordable, and far from the crush of civilization. Browsing a travel and leisure mag may be able to provide you with a list of several destinations that fit the bill.Even if your travel plans are many years in the future, you can still use a travel and leisure mag to plan the vacation you will someday take. Anticipation is half the fun, anyway, and a vacation that you take only in your imagination still offers some benefit to your psyche.A travel and leisure mag is practically an essential for couples planning a honeymoon. Together they can search for potential destinations and select one with features of interest to both. They can compare hotel rates and amenities, learn how to reach their destination, and perhaps find discounts to make their honeymoon even more special.You can also use a travel and leisure mag to plan a day trip for the entire family. Almost everyone has state or national parks, amusement parks, or museums within a few hours’ drive. The magazine will provide with information on location, hours of operation, cost, and what is offered. That way, you will know in advance what to expect when you take your crew out for the day or weekend.

Simple Diversification Techniques for Safe Investing | investing

Almost all savvy investors know it is critical to diversify their investments to protect themselves from major losses. And new investors also know they don’t want to lose their shirt so there has to be something they can do to protect their money, to invest safely.Numerous books or chapters within investing books, magazine and online articles have been written about diversification. Usually these sources focus on splitting your money amongst different types of investments, i.e. a large-cap mutual fund, an energy ETF and perhaps a sector ETF or fund.There are other ways to diversify that are often overlooked.Strategies – your actual investment strategies can form a method of diversification. Instead of putting all your eggs, your money, into one basket, one style or type of strategy a variety of strategies can help protect your funds and, even more so, enable you to grow your portfolio during almost every economic situation.Having two or three different strategies for each type of investment can enable you to keep abreast of market twists and turns, ups and downs. For example, if you are investing in sectors as one part of your portfolio then you should have two or three different sector strategies. These can differ from each other based on types of relative strength analysis (e.g. alpha, relative strength momentum or return).Knowing when to switch from one strategy to another can be easily accomplished by viewing a performance chart with each of your strategies represented in one chart – not all of your investment strategies, just the ones that focus on the same type investment; i.e. sectors or large cap funds or energy ETFs. Checking this chart every week or two can tell you in a glance which strategy to use.Another method of diversification is to differentiate your strategies based on your buy-sell rules. For example, one strategy could have a market exit signal with a short setting for rapid response to market ups and downs while another could be set for a more moderate response that allows for normal market variations without bumping you in and out of your positions with every turn of the market, or perhaps is set for a long-term holding that only reacts to a prolonged market slump. Again, viewing a combine strategy chart will tell you which strategy is currently the best to use for investing.A third diversification technique is similar to viewing the strategies for a particular group or investment type. This technique involves comparing the overall performance of each investment group or category (the large-cap fund, energy ETF, sector ETF, etc.) to see if one group or multiple groups are not currently giving you solid gains. Just like one or more industry sectors may not be performing well, so you may have a group that underperforms during a particular market. This is one reason to follow six to eight groups or universes of investments so you can capitalize on those that are performing best at any given time.Looking at the equity curve of your strategies and groups or a combination chart will take but a few moments and quickly tell you which ones are underperforming.In essence you can maximize your investment growth potential by diversifying based on:Different type of analysisHaving 2 – 3 strategies for each type or group of investment
Compare strategies with a quick view of a combo chart
Vary strategy buy-sell rules to take advantage of different types of markets (flat, volatile, steady upward, etc.)
Compare investment groups to focus on those that are growingThus the key to growing your portfolio, to safe investing involves diversification that goes beyond simply buying a number of stocks.


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